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      <news:publication_date>2026-07-31T06:00:58.234Z</news:publication_date>
      <news:title>TCS on Overseas Tour Package India 2026: The 5% / 20% Cliff + What Counts as a Package</news:title>
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    <loc>https://www.investingpro.in/articles/tcs-credit-card-foreign-spend-india-2026-deferral-status</loc>
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      <news:publication_date>2026-07-30T06:01:00.217Z</news:publication_date>
      <news:title>TCS on Credit Card Foreign Spend India 2026: Current Deferral Status + What To Watch</news:title>
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