Affiliate Disclosure
Transparency about how we earn revenue
📢 Quick Summary
InvestingPro earns commissions when you apply for financial products through our affiliate links. This helps us keep the platform free. Our recommendations remain unbiased and based on thorough research.
1. What is Affiliate Marketing?
Affiliate marketing is a performance-based marketing model where we earn a commission when you:
- Click on an "Apply Now" or affiliate link on our platform
- Complete an application for a financial product (credit card, loan, insurance, etc.)
- Get approved and activate the product
- Make a purchase or investment through our partner links
These commissions help us maintain and improve InvestingPro at no cost to you.
2. How We Earn Commissions
We participate in affiliate programs with various financial institutions and service providers:
Credit Cards
When you apply for a credit card through our affiliate links and get approved, we earn a commission from the card issuer. Commission rates vary by card and issuer.
Loans (Personal, Home, Auto)
We earn commissions when you apply for and are approved for loans through our partner banks and NBFCs. The commission is typically a percentage of the loan amount.
Mutual Funds & Investments
Some mutual fund platforms and investment services pay us a commission when you open an account or make investments through our referral links.
Insurance Products
Insurance companies pay us commissions when you purchase policies (life, health, motor, etc.) through our affiliate links.
Banking Products
We earn commissions when you open savings accounts, fixed deposits, or other banking products through our partner banks.
3. You Don't Pay Extra
Important: Affiliate commissions do NOT increase the cost to you. You pay the same price, interest rate, or fees whether you use our affiliate link or go directly to the provider's website.
The commission is paid by the financial institution from their marketing budget, not from your pocket.
4. Our Commitment to Editorial Independence
We maintain strict editorial independence. Our affiliate relationships do NOT influence:
- Product Rankings: Products are ranked based on objective criteria (features, fees, benefits)
- Recommendations: We recommend products based on merit, not commission rates
- Reviews: Our reviews are honest and unbiased
- Comparisons: Comparison tables show all relevant products, not just those with high commissions
- Editorial Content: Articles and guides are written to educate, not to promote specific products
Our Promise: We only recommend products we believe provide genuine value to our users. If a product doesn't meet our quality standards, we won't promote it, regardless of commission rates.
5. How We Choose Affiliate Partners
We partner with financial institutions and service providers based on:
- Reputation: Established, trustworthy companies with good customer reviews
- Product Quality: Competitive features, fees, and benefits
- Customer Service: Responsive support and fair practices
- Regulatory Compliance: Proper licensing and regulatory approvals (RBI, SEBI, IRDAI)
- User Experience: Easy application process and transparent terms
We regularly review our affiliate partnerships and remove partners that don't meet our standards.
6. How We Disclose Affiliate Links
We clearly disclose affiliate relationships in the following ways:
- Affiliate Badges: "Affiliate Link" badges next to partner links
- Page Disclaimers: Disclosure notices on product comparison pages
- This Page: Comprehensive disclosure on this dedicated page
- Footer Links: Link to this disclosure in our website footer
We comply with FTC (Federal Trade Commission) guidelines and Indian advertising standards (ASCI) for affiliate disclosure.
7. Non-Affiliate Content
Not all content on InvestingPro is monetized through affiliate links:
- Educational Articles: Guides, tutorials, and financial literacy content
- Calculators: Free financial calculators (SIP, EMI, Tax, etc.)
- Research: Market analysis and financial news
- Glossary: Financial terms and definitions
This content is provided free of charge to help you make informed financial decisions.
8. Your Trust is Our Priority
We understand that trust is earned, not given. That's why we:
- ✅ Provide transparent, honest information
- ✅ Clearly disclose all affiliate relationships
- ✅ Maintain editorial independence
- ✅ Prioritize user value over commission rates
- ✅ Regularly update product information
- ✅ Respond to user feedback and concerns
Our Mission: To help you make informed financial decisions, not to maximize commissions.
9. Questions or Concerns?
If you have any questions about our affiliate relationships or how we earn revenue, please contact us:
Email: partnerships@investingpro.in
General Inquiries: support@investingpro.in
Address: InvestingPro, India
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Thank You: By using InvestingPro, you help us continue providing free, high-quality financial information and tools. We appreciate your trust and support.