Compare mutual funds by returns, expense ratio, and risk grade. Ranked by real performance — not what pays us most.
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Every AMC, every category. Equity, debt, hybrid, index, ELSS. Filter by NAV, 5y CAGR, expense ratio. Direct + regular plans flagged.
Capital gains filing window closes 31 July
LTCG above ₹1.25L now taxed at 12.5%. AY2026-27 statements available in CAMS.
Nippon India Small Cap gates fresh inflows
Third AMC this year to stop SIP acceptance in small-cap. Signals stretched valuations — SEBI may mandate restrictions.
Source: SEBI MF statistics
Nifty 50 Index fund expense ratios compressed to 0.10%
UTI and Navi undercut on direct plan — lowest ever for an Indian index fund.
SEBI mandates flexible SIP increase for existing investors
All AMCs must allow SIP top-ups without creating new folio — rolls out from June 1.
Source: SEBI circular
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Get the weekly →Holding 3+ funds? Check if they invest in the same stocks. Avoid paying multiple expense ratios for the same exposure.
Head to head
Index Funds vs Active Funds
10 years of data — when does active actually win?
Head to head
ELSS vs PPF
Best tax-saving investment under 80C
Head to head
SIP vs RD
Equity SIP vs recurring deposit — where ₹10K/mo grows
Head to head
Direct vs Regular Plans
How much do distributor fees actually cost you?
Head to head
SIP vs Lump Sum
Timing the market vs time in the market
Head to head
Debt Funds vs FDs
After-tax returns compared across tenures
Editorial — read first
JPMorgan Mutual Fund
Invesco Mutual Fund
5-yr CAGR 23.9% · expense ratio —%
HSBC Mutual Fund
5-yr CAGR 7.6% · expense ratio —%
Principal Mutual Fund
5-yr CAGR 20.3% · expense ratio —%
HDFC Mutual Fund
5-yr CAGR 24.1% · expense ratio —%
Kotak Mahindra Mutual Fund
5-yr CAGR 22.7% · expense ratio —%
Aditya Birla Sun Life Mutual Fund
5-yr CAGR 20.7% · expense ratio —%
HDFC Mutual Fund
5-yr CAGR 21.9% · expense ratio —%
Editorial
Mutual Funds · 16 Jun 2026
ELSS funds carry the shortest lock-in among Section 80C options — just 3 years. But the rules work differently for lump sums and SIPs, and most investors misread the SIP unlock schedule.
Mutual Funds · 16 Jun 2026
CAGR works for a one-time lump sum, but your SIP needs XIRR. Here's exactly which return number to trust and why your Groww or Coin app shows XIRR.
Mutual Funds · 16 Jun 2026
Direct mutual fund plans are cheaper than regular plans because they carry no distributor commission. Here is how to switch, the tax catch, and whether it pays off.
Mutual Funds · 4 Jun 2026
A nomination on your mutual fund folios decides whether your family claims your units in weeks or after a court. Here is how to add up to 10 nominees, the nominee-versus-legal-heir trap, and the exact documents and process to transmit units after a death via CAMS, KFintech or MF Central.
Mutual Funds · 4 Jun 2026
Got a notice that your mutual fund is merging — or worse, winding up? Your money is not lost. Here is exactly what happens in each case: the load-free exit window, why a merger triggers no tax, how a wind-up returns your money in tranches, and what side-pocketing means.
Mutual Funds · 4 Jun 2026
Got a lumpsum and nervous about putting it all into equity at one market level? An STP parks it in a low-risk fund and drip-feeds it into equity automatically. Here is how it works, the three types, the tax catch on every transfer, and when STP beats both a one-shot lumpsum and a plain SIP.
Mutual Funds · 4 Jun 2026
An SWP turns a mutual fund corpus into a monthly paycheck — and it is far more tax-efficient than taking dividends. Here is how it works, why only the gain portion of each withdrawal is taxed, the depletion risk to respect, and how to set a sustainable withdrawal rate.
Mutual Funds · 4 Jun 2026
Redeem a mutual fund too soon and you can lose around 1% of your money to an exit load — a penalty for leaving before the fund's minimum holding period. Here is what exit load is, how much different fund types charge, the SIP trap most people miss, and how to avoid paying it.
Mutual Funds · 4 Jun 2026
Every mutual fund scheme comes in two flavours — Growth and IDCW (the old "Dividend" option). They hold the same portfolio, but the choice quietly changes your tax bill. For most investors, Growth wins. Here is why, and the one situation where IDCW might still make sense.
Before you invest
Tax
STCG 15→20%, LTCG 10→12.5%, ₹1.25L exemption + pre/post-July-23-2024 split for equity MF sales.
Read guide →
Compare
Finance Act 2023 killed debt MF indexation. Arbitrage funds now win for 30%-bracket investors.
Read guide →
Liquidity
₹15L portfolio + ₹5L need: LAMF wins by ₹37K if equity 12%. 4 win-scenarios each side.
Read guide →
Child corpus
Age-by-age allocation strategy + SSY's 1% rate edge + full EEE status math.
Read guide →
Reality
Term insurance + MF SIP beats ULIP by ₹20-25L on ₹1L/yr × 20 yrs. Section 10(10D) ₹2.5L trap.
Read guide →
Real return
Why FDs lose money in real terms for 30%-bracket investors. Where MF + Arbitrage win.
Read guide →
Mutual funds in India are regulated by SEBI and managed by AMFI-registered AMCs. Fund performance, ratings, and expense ratios shown are sourced from AMFI / scheme information documents. Past performance is NOT indicative of future returns. NAV fluctuates with market conditions; capital is at risk.
Risk note: Mutual fund investments are subject to market risks. Read all scheme-related documents (SID/KIM) carefully before investing. We are NOT a SEBI-registered investment advisor (RIA); for personalised advice consult a registered advisor at sebi.gov.in.
InvestingPro is an independent comparison and education platform. We are NOT a SEBI-registered investment advisor, IRDAI-licensed insurance broker, or RBI-licensed lending intermediary. We may earn affiliate commission when you click through to a partner — see how we make money. For personalised advice consult a registered advisor.