The right insurance policy is invisible when you need it least and invaluable when you need it most. Pick it with data, not fear.
About
The InvestingPro Insurance Desk produces all insurance-related content on the platform. We analyze term insurance plans across premium, sum assured, claim settlement ratio, and policy exclusions. For health insurance, we evaluate room rent limits, co-payment clauses, restoration benefits, and network hospital counts. Our guides use IRDAI Annual Report data for claim ratios and are not sponsored by any insurer.
Insurance in India is sold on fear and commission, not on logic. Most people either over-insure with expensive ULIPs or under-insure with inadequate coverage. Our insurance desk was created to make policy selection data-driven and transparent.
Areas of Expertise
Methodology & Standards
- Claim settlement ratios from IRDAI Annual Report
- Premium data from insurer websites and aggregators
- Policy exclusions verified from actual policy wordings
Track Record
- 10+ insurance comparison guides published
- Claim ratio comparisons updated annually
- Health insurance guide covering top 20 insurers
Recent articles from InvestingPro Insurance Desk
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