The best investment is the one you understand. We make sure you understand every option before you commit.
About
The InvestingPro Investment Desk produces all investment-related content on the platform. We analyze mutual fund categories, SIP strategies, NPS tier allocation, PPF interest mechanics, and equity investing fundamentals. Our guides are data-driven: we run actual SIP simulations, compute XIRR for real portfolios, and compare fund performance across 1/3/5/10-year horizons using AMFI-verified NAV data. We do not recommend specific funds without disclosing our methodology.
India has 10 crore+ mutual fund folios but most investors do not understand what they own. Our investment desk was built to bridge that gap — clear explanations of complex products, grounded in numbers, with no product-push.
Areas of Expertise
Methodology & Standards
- NAV and return data sourced from AMFI
- NPS content verified against PFRDA guidelines
- PPF rates aligned with Ministry of Finance notifications
Track Record
- 20+ mutual fund and investment guides published
- SIP calculators validated against AMFI return data
- NPS and PPF guides with real INR examples
Recent articles from InvestingPro Investment Desk
SWP done well outlasts the corpus; done badly runs dry in 12 years. Best funds for SWP, the 3-bucket framework, and why SWP beats annuity for most retirees in 2026.
Pensioners get a better deal in 2026 than most realise — senior interest TDS-free threshold doubled to ₹1L, ₹12.75L effectively tax-free under new regime. The complete guide.
The 2022 SC judgement gave lakhs of EPF members a shot at a much bigger pension. Most missed it. Where it stands in 2026 + the January 2026 SC direction on the ₹15K ceiling.
A worker with 35 yrs service and a ₹50K basic gets ₹7,500/month pension under EPS-95 — why? The formula, the ₹15K ceiling, the Higher Wage Option, and worked examples.
Most Indian retirement plans fail by leaning on one pillar. The 3-pillar playbook that integrates EPF/NPS/UPS + PPF + equity SIPs into a plan that works at 30, 50 and 70.
India has three coexisting government pension systems — OPS, NPS and the new UPS. Which applies to you, what each pays, and how to choose if you have the option.
UPS went live 1 April 2025 for Central Govt employees and the migration window closed 30 Nov 2025. The complete 2026 guide — 50% guarantee, eligibility, vs NPS, what to do now.
Your contract note is the legal record of every trade you execute. Here is how to read it field by field, decode the charges, and use it for ITR and disputes.