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Calculate your India income tax as an NRI. Check residential status, DTAA benefit for your country, NRE/NRO interest taxation, TDS deducted vs actual liability, and refund eligibility.
Residential Status: Non-Resident (NRI)
60 days in India (< 182 days). NRE interest is tax-free. Higher TDS rates apply on NRO/FD.
Tax After DTAA
Total India Income
₹10.50 L
Income Tax
₹0
LTCG Tax
₹1.00 L
DTAA Benefit
₹30,000
TDS Deducted
₹2.76 L
Refund Due
₹2.02 L
Tax After DTAA
Total India Income
₹10.50 L
Income Tax
₹0
LTCG Tax
₹1.00 L
DTAA Benefit
₹30,000
TDS Deducted
₹2.76 L
Refund Due
₹2.02 L
NRE FD interest completely tax-free hai! Aapka ₹100K NRE interest pe zero tax. NRO interest (₹50K) pe 30% TDS lagega.
DTAA benefit (USA): ₹30,000 bachega double taxation se. Tax residency certificate (TRC) zaroori hai claim karne ke liye.
TDS zyada kata hai (₹2.76 L) actual tax (₹74,000) se. ITR file karein — ₹2.02 L refund milega!
182 days se zyada India mein toh Resident ho jaoge — NRE interest bhi taxable, DTAA benefit limited. Trip planning carefully karein.
₹5L rental income
₹0
30% standard deduction applies
₹3L FD interest
₹0
TDS at 30% for NRIs
₹5L rent + ₹3L FD + ₹10L CG
₹2.08 L
Property sale + rental + FD
Take-Home
₹9.76 L
Tax Payable
₹74,000
DTAA Saving
₹30,000
NRI if stay in India < 182 days. Only India-sourced income is taxable.
NRE FD interest: completely tax-free for NRIs. NRO interest: taxable at 30%.
TDS rates higher for NRIs: 30% on FD/rental, 20% on LTCG. File ITR for refund.
DTAA with 90+ countries prevents double taxation. Get Tax Residency Certificate (TRC).
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