No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards
Calculate your personal loan EMI with true cost analysis. See actual disbursement after processing fee, compare lender rates, and understand prepayment options.
Monthly EMI
Disbursed
₹4.90 L
Total Interest
₹97,858
Processing Fee
₹10,000
Total Payment
₹5.98 L
True cost: You borrow ₹5.00 L but receive ₹4.90 L after 2% fee. Total repayment: ₹5.98 L.
This loan costs ₹97,858 in interest. Credit card EMI for the same would cost ₹5.40 L — personal loan saves ₹4.42 L.
CIBIL 750+, top employer
₹16,251/mo
Save ₹12,814 vs current
Current selection
₹16,607/mo
Total: ₹5.98 L
Low CIBIL / digital lender
₹18,076/mo
Extra ₹52,886 cost
Principal
₹5.00 L
Interest
₹97,858
Processing Fee
₹10,000
⚠️ Important Disclaimer: InvestingPro is not a registered investment advisor or SEBI-registered entity. Content is for educational purposes only and should not be considered personalized financial advice. Please consult a licensed financial professional before making investment decisions. Read full disclaimer →