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Indian weddings range from a ₹50,000 court ceremony to a ₹5 crore destination affair. Pick city + tier + guest count below to see the realistic split across venue, catering, jewellery, apparel, decor, photography, music, and miscellaneous — plus the monthly SIP needed if you’re funding it from scratch.
| Bucket | % of total | Amount |
|---|---|---|
| Venue + decor | 28% | ₹9,45,000 |
| Catering | 22% | ₹7,42,500 |
| Jewellery | 18% | ₹6,07,500 |
| Apparel + makeup | 12% | ₹4,05,000 |
| Photography + video | 8% | ₹2,70,000 |
| Music + entertainment | 5% | ₹1,68,750 |
| Invitations + return gifts | 4% | ₹1,35,000 |
| Miscellaneous + buffer | 3% | ₹1,01,250 |
| Total | 100% | ₹33,75,000 |
Weights shift at the tier extremes — Sabyasachi-tier jewellery alone can hit 35-45% of total budget; court ceremonies are 60%+ paperwork + small lunch.
Mumbai 1.35× · Delhi-NCR 1.25× · Bengaluru / Hyderabad 1.15× · Pune / Chennai / Kolkata 1.05× · Tier-2 cities 1.0× · Tier-3 cities 0.85×. Source: aggregated 2025-26 wedding-industry survey data + InvestingPro reader-survey cross-checks.
We use SIP-future-value with assumed 12% equity-MF return (long-run Indian large-cap CAGR) inflation-adjusted by 6% annually to year-of-wedding cost. If your wedding is 5 years away and the base estimate is ₹25L today, the inflation-adjusted target is ~₹33L — and the SIP needed for that is shown.
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