AU Bank Altura Plus Credit Card
AU Bank Altura Plus Credit Card
AU Small Finance Bank
VS
WINNER
RBL Bank DUET Credit Card
RBL Bank DUET Credit Card
RBL Bank

AU Bank Altura Plus Credit Card vs RBL Bank DUET Credit Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
80
Overall Score / 100
4.0/5
Recommended
86
Overall Score / 100
4.3/5

Scoreboard· 2 measured features

1
AU Bank Altura Plus Credit Card
0
Tied
1
RBL Bank DUET Credit Card
Overall winner

What would you save?· ₹ per year, after fees

₹50,000
₹5k₹1L₹2L
AU Bank Altura Plus Credit Card
Rewards (2.0%)+ ₹12,000
Annual feeFree
Net per year+₹12,000
Better here
RBL Bank DUET Credit Card
Rewards (100.0%)+ ₹6,00,000
Annual fee− ₹2,000
Net per year+₹5,98,000
RBL Bank DUET Credit Card gives you ₹5,86,000 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
AU Bank Altura Plus Credit Card
RBL Bank DUET Credit Card
Annual Fee
Free
₹2,000
Joining Fee
Free
₹2,000
Reward Rate
2% utilities, 0.5% base
5 reward points per ₹100 on UPI (RuPay side), 2 pts/₹100 on Visa side
Welcome Bonus
None
5,000 reward points after ₹15,000 spend in 90 days
Lounge Access
None
2 domestic lounges/quarter
Min. Income
₹25,000
₹25,000
Min. Credit Score
700
720

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

RBL Bank DUET Credit Card wins here with a higher reward rate (5% vs 3%) and airport lounge access. AU Bank Altura Plus Credit Card counters with a lower annual fee (Lifetime Free vs ₹2,000) — worth it if that matters more than the fee difference. It costs Lifetime Free annually.

Who Should Get Which?

💰
Choose RBL Bank DUET Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose AU Bank Altura Plus Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
AU Bank Altura Plus Credit Card
AU Bank Altura Plus Credit Card
AU Small Finance Bank

Opens official AU Small Finance Bank website

RBL Bank DUET Credit Card
RBL Bank DUET Credit Card
RBL Bank

Opens official RBL Bank website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards