Axis Bank Flipkart Credit Card
Axis Bank
VS
HDFC Swiggy Credit Card
HDFC Bank
Axis Bank Flipkart Credit Card vs HDFC Swiggy Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated Jul 2026
86
Overall Score / 100
4.3/5
84
Overall Score / 100
4.2/5
Scoreboard· 1 measured features
0
Axis Bank Flipkart Credit Card
0
Tied
1
HDFC Swiggy Credit Card
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Axis Bank Flipkart Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹500
Net per year+₹29,500
Better here
HDFC Swiggy Credit Card
Rewards (10.0%)+ ₹60,000
Annual fee− ₹500
Net per year+₹59,500
HDFC Swiggy Credit Card gives you ₹30,000 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
Axis Bank Flipkart Credit Card
HDFC Swiggy Credit Card
Annual Fee
₹500
₹500
Joining Fee
₹500
₹500
Reward Rate
5% Flipkart, 4% preferred, 1.5% others
10% Swiggy, 5% online, 1% others
Welcome Bonus
None — lifetime free
None — lifetime free
Lounge Access
None
None
Min. Income
₹25,000
₹25,000
Min. Credit Score
700
700
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Choose based on your spending: Axis Flipkart for e-commerce shoppers (5% on Flipkart/Myntra), HDFC Swiggy for food lovers (10% on Swiggy). Both are lifetime free.
Who Should Get Which?
🏦
Choose Axis Bank Flipkart Credit Card
Best if Axis Bank is your primary bank.
🏦
Choose HDFC Swiggy Credit Card
Best if HDFC Bank is your primary bank.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.