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WINNER
Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card
Axis Bank
VS
R
RBL Bank Platinum Maxima Plus Card
RBL Bank

Axis Bank Magnus Credit Card vs RBL Bank Platinum Maxima Plus Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
Recommended
96
Overall Score / 100
4.8/5
80
Overall Score / 100
4.0/5

What would you save?· ₹ per year, after fees

50,000
₹5k₹1L₹2L
Better here
Axis Bank Magnus Credit Card
Rewards (12.0%)+ ₹72,000
Annual fee− ₹12,500
Net per year+59,500
RBL Bank Platinum Maxima Plus Card
Rewards (0.0%)+ ₹0
Annual feeFree
Net per year0
Axis Bank Magnus Credit Card gives you 59,500 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
Axis Bank Magnus Credit Card
RBL Bank Platinum Maxima Plus Card
Annual Fee
₹12,500
Free
Joining Fee
₹12,500
Free
Reward Rate
12X partners, 2X base, up to 5%
Welcome Bonus
12,500 Edge Reward Points
None
Lounge Access
8 per quarter domestic + international
None
Min. Income
₹3,00,000
Min. Credit Score
800

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

RBL Bank Platinum Maxima Plus Card wins here with a lower annual fee (₹3,000 vs ₹12,500). Axis Bank Magnus Credit Card remains a solid alternative at ₹12,500 annually, especially if you're already banking with Axis Bank.

Who Should Get Which?

💰
Choose RBL Bank Platinum Maxima Plus Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose Axis Bank Magnus Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card
Axis Bank

Opens official Axis Bank website

RBL Bank Platinum Maxima Plus Card
RBL Bank

Opens official RBL Bank website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards