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HDFC Infinia Credit Card
HDFC Infinia Credit Card
HDFC Bank
VS
WINNER
Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card
Axis Bank

HDFC Infinia Credit Card vs Axis Bank Magnus Credit Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
98
Overall Score / 100
4.9/5
Recommended
96
Overall Score / 100
4.8/5

Scoreboard· 2 measured features

0
HDFC Infinia Credit Card
0
Tied
2
Axis Bank Magnus Credit Card
Overall winner

What would you save?· ₹ per year, after fees

50,000
₹5k₹1L₹2L
Better here
HDFC Infinia Credit Card
Rewards (150.0%)+ ₹9,00,000
Annual fee− ₹12,500
Net per year+8,87,500
Axis Bank Magnus Credit Card
Rewards (12.0%)+ ₹72,000
Annual fee− ₹12,500
Net per year+59,500
HDFC Infinia Credit Card gives you 8,28,000 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
HDFC Infinia Credit Card
Axis Bank Magnus Credit Card
Annual Fee
₹12,500
₹12,500
Joining Fee
₹12,500
₹12,500
Reward Rate
3.3% on SmartBuy, 1 point/₹150 base
12X partners, 2X base, up to 5%
Welcome Bonus
10,000 reward points on first transaction
12,500 Edge Reward Points
Lounge Access
Unlimited worldwide via Priority Pass
8 per quarter domestic + international
Min. Income
₹3,00,000
₹3,00,000
Min. Credit Score
800
800

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

Both are invite-only super-premium cards. HDFC Infinia offers better reward redemption value via SmartBuy. Axis Magnus wins with 35X partner rewards and stronger milestone benefits.

Who Should Get Which?

🏦
Choose HDFC Infinia Credit Card
Best if HDFC Bank is your primary bank.
🏦
Choose Axis Bank Magnus Credit Card
Best if Axis Bank is your primary bank.
HDFC Infinia Credit Card
HDFC Infinia Credit Card
HDFC Bank

Opens official HDFC Bank website

Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card
Axis Bank

Opens official Axis Bank website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards