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WINNER
HDFC Infinia Credit Card
HDFC Infinia Credit Card
HDFC Bank
VS
R
RBL Bank Platinum Maxima Plus Card
RBL Bank

HDFC Infinia Credit Card vs RBL Bank Platinum Maxima Plus Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
Recommended
98
Overall Score / 100
4.9/5
80
Overall Score / 100
4.0/5

What would you save?· ₹ per year, after fees

50,000
₹5k₹1L₹2L
Better here
HDFC Infinia Credit Card
Rewards (150.0%)+ ₹9,00,000
Annual fee− ₹12,500
Net per year+8,87,500
RBL Bank Platinum Maxima Plus Card
Rewards (0.0%)+ ₹0
Annual feeFree
Net per year0
HDFC Infinia Credit Card gives you 8,87,500 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
HDFC Infinia Credit Card
RBL Bank Platinum Maxima Plus Card
Annual Fee
₹12,500
Free
Joining Fee
₹12,500
Free
Reward Rate
3.3% on SmartBuy, 1 point/₹150 base
Welcome Bonus
10,000 reward points on first transaction
None
Lounge Access
Unlimited worldwide via Priority Pass
None
Min. Income
₹3,00,000
Min. Credit Score
800

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

RBL Bank Platinum Maxima Plus Card wins here with a lower annual fee (₹3,000 vs ₹12,500). HDFC Infinia Credit Card remains a solid alternative at ₹12,500 annually, especially if you're already banking with HDFC Bank.

Who Should Get Which?

💰
Choose RBL Bank Platinum Maxima Plus Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose HDFC Infinia Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
HDFC Infinia Credit Card
HDFC Infinia Credit Card
HDFC Bank

Opens official HDFC Bank website

RBL Bank Platinum Maxima Plus Card
RBL Bank

Opens official RBL Bank website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards