Skip to main content
WINNER
HDFC Millennia Credit Card
HDFC Millennia Credit Card
HDFC Bank
VS
R
RBL Bank BankBazaar SaveMax Credit Card
RBL Bank

HDFC Millennia Credit Card vs RBL Bank BankBazaar SaveMax Credit Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
Recommended
86
Overall Score / 100
4.3/5
80
Overall Score / 100
4.0/5

What would you save?· ₹ per year, after fees

50,000
₹5k₹1L₹2L
Better here
HDFC Millennia Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹1,000
Net per year+29,000
RBL Bank BankBazaar SaveMax Credit Card
Rewards (0.0%)+ ₹0
Annual feeFree
Net per year0
HDFC Millennia Credit Card gives you 29,000 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
HDFC Millennia Credit Card
RBL Bank BankBazaar SaveMax Credit Card
Annual Fee
₹1,000
Free
Joining Fee
₹1,000
Free
Reward Rate
5% SmartBuy, 2.5% online, 1% offline
Welcome Bonus
1,000 reward points on first transaction
None
Lounge Access
None
None
Min. Income
₹35,000
Min. Credit Score
720

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

RBL Bank BankBazaar SaveMax Credit Card wins here with a lower annual fee (Lifetime Free vs ₹1,000). HDFC Millennia Credit Card remains a solid alternative at ₹1,000 annually, especially if you're already banking with HDFC Bank.

Who Should Get Which?

💰
Choose HDFC Millennia Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose RBL Bank BankBazaar SaveMax Credit Card
Higher fee but more premium perks like lounge access and higher reward rates — best for frequent spenders.
HDFC Millennia Credit Card
HDFC Millennia Credit Card
HDFC Bank

Opens official HDFC Bank website

RBL Bank BankBazaar SaveMax Credit Card
RBL Bank

Opens official RBL Bank website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards