WINNER
ICICI Coral Credit Card
ICICI Bank
VS
Kotak Mojo Platinum Credit Card
Kotak Mahindra Bank
ICICI Coral Credit Card vs Kotak Mojo Platinum Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated Jul 2026
Recommended
80
Overall Score / 100
4.0/5
78
Overall Score / 100
3.9/5
Scoreboard· 2 measured features
2
ICICI Coral Credit Card
Overall winner
0
Tied
0
Kotak Mojo Platinum Credit Card
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Better here
ICICI Coral Credit Card
Rewards (4.0%)+ ₹24,000
Annual fee− ₹500
Net per year+₹23,500
Kotak Mojo Platinum Credit Card
Rewards (3.0%)+ ₹18,000
Annual fee− ₹999
Net per year+₹17,001
ICICI Coral Credit Card gives you ₹6,499 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
ICICI Coral Credit Card
Kotak Mojo Platinum Credit Card
Annual Fee
₹500
₹999
Reward Rate
4X dining, 2X base via PAYBACK
3
Welcome Bonus
500 PAYBACK points on activation
None
Lounge Access
2 domestic visits per quarter
None
Min. Income
₹30,000
₹30,000
Min. Credit Score
720
720
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
ICICI Coral wins with Buy 1 Get 1 BookMyShow tickets and lounge access. Kotak Mojo offers higher 8X on streaming and entertainment but no lounge access.
Who Should Get Which?
💰
Choose ICICI Coral Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose Kotak Mojo Platinum Credit Card
Higher fee but more premium perks like lounge access and higher reward rates — best for frequent spenders.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.