ICICI HPCL Super Saver Credit Card
ICICI Bank
VS
IndianOil RBL Bank XTRA Credit Card
RBL Bank
ICICI HPCL Super Saver Credit Card vs IndianOil RBL Bank XTRA Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
82
Overall Score / 100
4.1/5
76
Overall Score / 100
3.8/5
Scoreboard· 1 measured features
0
ICICI HPCL Super Saver Credit Card
0
Tied
1
IndianOil RBL Bank XTRA Credit Card
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
ICICI HPCL Super Saver Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹499
Net per year+₹29,501
Better here
IndianOil RBL Bank XTRA Credit Card
Rewards (5.0%)+ ₹30,000
Annual feeFree
Net per year+₹30,000
IndianOil RBL Bank XTRA Credit Card gives you ₹499 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
ICICI HPCL Super Saver Credit Card
IndianOil RBL Bank XTRA Credit Card
Annual Fee
₹499
Free
Reward Rate
5
5
Min. Income
₹25,000
₹20,000
Min. Credit Score
700
700
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose ICICI HPCL Super Saver Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose IndianOil RBL Bank XTRA Credit Card
Higher fee but more premium perks like lounge access and higher reward rates — best for frequent spenders.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.