ICICI Sapphiro Credit Card
ICICI Bank
VS
WINNER
RBL Bank Platinum Maxima Plus Card
RBL Bank
ICICI Sapphiro Credit Card vs RBL Bank Platinum Maxima Plus Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
92
Overall Score / 100
4.6/5
Recommended
84
Overall Score / 100
4.2/5
Scoreboard· 5 measured features
1
ICICI Sapphiro Credit Card
0
Tied
4
RBL Bank Platinum Maxima Plus Card
Overall winner
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Better here
ICICI Sapphiro Credit Card
Rewards (10.0%)+ ₹60,000
Annual fee− ₹6,500
Net per year+₹53,500
RBL Bank Platinum Maxima Plus Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹3,000
Net per year+₹27,000
ICICI Sapphiro Credit Card gives you ₹26,500 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
ICICI Sapphiro Credit Card
RBL Bank Platinum Maxima Plus Card
Annual Fee
₹6,500
₹3,000
Joining Fee
₹6,500
₹3,000
Reward Rate
10X dining, 4% base
5
Welcome Bonus
7,000 reward points
None
Lounge Access
Unlimited international + domestic
Yes
Min. Income
₹1,50,000
₹50,000
Min. Credit Score
770
750
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose RBL Bank Platinum Maxima Plus Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose ICICI Sapphiro Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.