ICICI Sapphiro Credit Card
ICICI Bank
VS
WINNER
Standard Chartered Platinum Rewards Credit Card
Standard Chartered
ICICI Sapphiro Credit Card vs Standard Chartered Platinum Rewards Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
92
Overall Score / 100
4.6/5
Recommended
86
Overall Score / 100
4.3/5
Scoreboard· 4 measured features
1
ICICI Sapphiro Credit Card
0
Tied
3
Standard Chartered Platinum Rewards Credit Card
Overall winner
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Better here
ICICI Sapphiro Credit Card
Rewards (10.0%)+ ₹60,000
Annual fee− ₹6,500
Net per year+₹53,500
Standard Chartered Platinum Rewards Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹750
Net per year+₹29,250
ICICI Sapphiro Credit Card gives you ₹24,250 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
ICICI Sapphiro Credit Card
Standard Chartered Platinum Rewards Credit Card
Annual Fee
₹6,500
₹750
Joining Fee
₹6,500
Free
Reward Rate
10X dining, 4% base
5
Welcome Bonus
7,000 reward points
None
Lounge Access
Unlimited international + domestic
Yes
Min. Income
₹1,50,000
₹35,000
Min. Credit Score
770
720
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
💰
Choose Standard Chartered Platinum Rewards Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose ICICI Sapphiro Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.