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ICICI Sapphiro Credit Card
ICICI Sapphiro Credit Card
ICICI Bank
VS
WINNER
Standard Chartered Platinum Rewards Credit Card
Standard Chartered Platinum Rewards Credit Card
Standard Chartered

ICICI Sapphiro Credit Card vs Standard Chartered Platinum Rewards Credit Card

Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.

credit card
Updated Jul 2026
92
Overall Score / 100
4.6/5
Recommended
86
Overall Score / 100
4.3/5

Scoreboard· 4 measured features

1
ICICI Sapphiro Credit Card
0
Tied
3
Standard Chartered Platinum Rewards Credit Card
Overall winner

What would you save?· ₹ per year, after fees

50,000
₹5k₹1L₹2L
Better here
ICICI Sapphiro Credit Card
Rewards (10.0%)+ ₹60,000
Annual fee− ₹3,500
Net per year+56,500
Standard Chartered Platinum Rewards Credit Card
Rewards (5.0%)+ ₹30,000
Annual fee− ₹750
Net per year+29,250
ICICI Sapphiro Credit Card gives you 27,250 more per year at this spend level.

Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.

Feature-by-Feature Comparison

Feature
ICICI Sapphiro Credit Card
Standard Chartered Platinum Rewards Credit Card
Annual Fee
₹3,500
₹750
Joining Fee
₹6,500
Free
Reward Rate
10X dining, 4% base
5
Welcome Bonus
7,000 reward points
None
Lounge Access
Unlimited international + domestic
Yes
Min. Income
₹1,50,000
₹35,000
Min. Credit Score
770
720

InvestingPro Expert Verdict

Based on SEBI-compliant analysis • Affiliate disclosed

Standard Chartered Platinum Rewards Credit Card wins here with a lower annual fee (₹750 vs ₹3,500) and a higher reward rate (5% vs 4%). ICICI Sapphiro Credit Card remains a solid alternative at ₹3,500 annually, especially if you're already banking with ICICI Bank.

Who Should Get Which?

💰
Choose Standard Chartered Platinum Rewards Credit Card
Lower annual fees — ideal for budget-conscious users who want value without high costs.
✈️
Choose ICICI Sapphiro Credit Card
Higher fee but more premium perks — best for power users who maximize rewards.
ICICI Sapphiro Credit Card
ICICI Sapphiro Credit Card
ICICI Bank

Opens official ICICI Bank website

Standard Chartered Platinum Rewards Credit Card
Standard Chartered Platinum Rewards Credit Card
Standard Chartered

Opens official Standard Chartered website

Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.

No paid rankings
Methodology disclosed
SEBI-compliant
Editorial standards