WINNER
IndianOil RBL Bank XTRA Credit Card
RBL Bank
VS
S
SBI BPCL Credit Card
SBI Card
IndianOil RBL Bank XTRA Credit Card vs SBI BPCL Credit Card
Detailed side-by-side comparison based on fees, rewards, benefits, and real user data.
credit card
Updated May 2026
Recommended
76
Overall Score / 100
3.8/5
0
Overall Score / 100
0.0/5
What would you save?· ₹ per year, after fees
₹50,000
₹5k₹1L₹2L
Better here
IndianOil RBL Bank XTRA Credit Card
Rewards (5.0%)+ ₹30,000
Annual feeFree
Net per year+₹30,000
SBI BPCL Credit Card
Rewards (0.0%)+ ₹0
Annual feeFree
Net per year₹0
IndianOil RBL Bank XTRA Credit Card gives you ₹30,000 more per year at this spend level.
Estimates use the headline reward rate. Real rewards depend on category-wise spend, monthly caps, and welcome-bonus eligibility. See the full T&C on the issuer's website before applying.
Feature-by-Feature Comparison
Feature
IndianOil RBL Bank XTRA Credit Card
SBI BPCL Credit Card
Reward Rate
5
—
Min. Income
₹20,000
—
Min. Credit Score
700
—
InvestingPro Expert Verdict
Based on SEBI-compliant analysis • Affiliate disclosed
Comparison verdict currently unavailable. Please check back later.
Who Should Get Which?
🏦
Choose IndianOil RBL Bank XTRA Credit Card
Best if RBL Bank is your primary bank.
🏦
Choose SBI BPCL Credit Card
Best if SBI Card is your primary bank.
Disclaimer: This comparison is for informational purposes only. Product details may change; verify on official bank websites before applying. InvestingPro may earn affiliate commission on approved applications. Not SEBI registered investment advice.