#1
Best for · Cabs
Best Credit Card for Ola and Uber Rides in India (2026)
Axis ACE (4% on Uber via Google Pay), SBI Card Pulse (5% on transport), HDFC Millennia (5% on top merchants). Best for ₹3-8K/month cab spends.
Cab spending has shrunk for most urban Indians as metro networks expand, but for those who do ₹3K+/month on Ola/Uber, picking the right card adds ~₹2K/yr. Axis ACE's 4% on Uber (via Google Pay bill-pay), SBI Pulse's 5% on transport (Ola + Uber + IRCTC), and HDFC Millennia's 5% on Uber as a top-10 merchant all compete tightly.
Typical spend in this category: ₹2,000–8,000/month
Why these specific cards
Axis ACE: 4% on Google Pay-routed Uber transactions. SBI Card Pulse: 5% on transport bookings (Ola, Uber, IRCTC, MakeMyTrip). HDFC Millennia: 5% on top-10 merchants including Uber (capped ₹1,000/mo). Among these, Axis ACE has the cleanest UX (no monthly cap on transport-specific spends) for moderate cab users.
Top 3 cards for cabs
Curated picks based on category-specific reward rates and fit. See our rating methodology for how we evaluate.
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What to evaluate before picking
- Reward rate on rideshare (3-5% typical)
- Cap structure — concentration vs split
- Google Pay / app-specific routing (Axis ACE requires GPay billpay)