Best Credit Card for Ola and Uber Rides in India (2026)

Axis ACE (4% on Uber via Google Pay), SBI Card Pulse (5% on transport), HDFC Millennia (5% on top merchants). Best for ₹3-8K/month cab spends.

Cab spending has shrunk for most urban Indians as metro networks expand, but for those who do ₹3K+/month on Ola/Uber, picking the right card adds ~₹2K/yr. Axis ACE's 4% on Uber (via Google Pay bill-pay), SBI Pulse's 5% on transport (Ola + Uber + IRCTC), and HDFC Millennia's 5% on Uber as a top-10 merchant all compete tightly.

Typical spend in this category: ₹2,000–8,000/month

Why these specific cards

Axis ACE: 4% on Google Pay-routed Uber transactions. SBI Card Pulse: 5% on transport bookings (Ola, Uber, IRCTC, MakeMyTrip). HDFC Millennia: 5% on top-10 merchants including Uber (capped ₹1,000/mo). Among these, Axis ACE has the cleanest UX (no monthly cap on transport-specific spends) for moderate cab users.