AU Small Finance Bank

What's 1 AU Bank Reward Points worth?

Realistic value (our published)
22p
₹0.22 per point
stable
Theoretical max
30p
Best-case redemption · power-users only
Floor (cash redemption)
15p
Statement credit · worst case

Methodology: max documented redemption × 0.70 friction discount · Last reviewed: 2026-05-23

How to get the most out of 1 AU Bank Reward Points

↑ Best redemption route (30p)

AU catalogue (Amazon / Flipkart vouchers) at ₹0.25-0.30/point

↓ Worst redemption route (15p)

Statement credit at ₹0.15/point

Methodology note: AU Bank rewards comparable to Kotak/SBI — straight catalogue redemption.

Cards earning AU Bank Reward Points

AU Bank Altura Plus Credit Card
AU Small Finance Bank
AU Bank Altura Plus Credit Card
Annual fee: ₹0 (LTF)
★★★★☆ 4.0
AU Bank LIT Credit Card
AU Small Finance Bank
AU Bank LIT Credit Card
Annual fee: ₹0 (LTF)
★★★★☆ 3.8
AU Bank Zenith+ Credit Card
AU Small Finance Bank
AU Bank Zenith+ Credit Card
Annual fee: ₹4,999
★★★★☆ 4.4
Latest trend: Stable.

Sources

Related

All 14 reward currencies →Full devaluation tracker →How we rate credit cards →
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Methodology disclosed
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