What's 1 HDFC Diners Club Reward Points worth?

Flight + hotel redemption caps tightened across all HDFC reward cards

HDFC tightened redemption caps on flight and hotel bookings via SmartBuy, effective Aug 2024. Previously unlimited at-par redemption for premium cardholders is now subject to per-transaction caps of ₹50K (flights) and ₹75K (hotels). Higher-spending cardholders affected more than typical users.

SmartBuy Apple Store redemption capped to ₹50,000/quarter per cardholder

HDFC Bank introduced quarterly redemption caps on SmartBuy Apple Store bookings via Reward Points. Previously a Diners Club Black holder could redeem ₹2L+ worth of Apple products per quarter at full 1:1 rate. The new ₹50K cap aligned with broader SmartBuy reform across the portal.