IDFC FIRST Bank

What's 1 IDFC FIRST Reward Points worth?

Realistic value (our published)
22p
₹0.22 per point
stable
Theoretical max
25p
Best-case redemption · power-users only
Floor (cash redemption)
15p
Statement credit · worst case

Methodology: max documented redemption × 0.70 friction discount · Last reviewed: 2026-05-23

How to get the most out of 1 IDFC FIRST Reward Points

↑ Best redemption route (25p)

IDFC catalogue redemption — Amazon/Flipkart vouchers (~₹0.25/point)

↓ Worst redemption route (15p)

Statement credit at ₹0.15/point

Methodology note: IDFC Reward Points are simple catalogue-based — small spread between best and worst redemption rates.

Cards earning IDFC FIRST Reward Points

IDFC FIRST Classic Credit Card
IDFC First Bank
IDFC FIRST Classic Credit Card
Annual fee: ₹0 (LTF)
★★★★☆ 4.1
IDFC FIRST Select Credit Card
IDFC First Bank
IDFC FIRST Select Credit Card
Annual fee: ₹0 (LTF)
★★★★☆ 4.2
IDFC First Bank Credit Card
IDFC FIRST Bank
IDFC First Bank Credit Card
Annual fee: ₹0 (LTF)
★★★★☆ 4.0
IDFC FIRST Wealth Credit Card
IDFC First Bank
IDFC FIRST Wealth Credit Card
Annual fee: ₹2,500
★★★★☆ 4.3
Latest trend: Stable. IDFC focuses on flat reward earn vs partner-program alchemy.

Sources

Related

All 14 reward currencies →Full devaluation tracker →How we rate credit cards →
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