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IDFC FIRST Bank
What's 1 IDFC FIRST Reward Points worth?
Realistic value (our published)
22p
₹0.22 per point
stable
Theoretical max
25p
Best-case redemption · power-users only
Floor (cash redemption)
15p
Statement credit · worst case
Methodology: max documented redemption × 0.70 friction discount · Last reviewed: 2026-05-23
How to get the most out of 1 IDFC FIRST Reward Points
↑ Best redemption route (25p)
IDFC catalogue redemption — Amazon/Flipkart vouchers (~₹0.25/point)
↓ Worst redemption route (15p)
Statement credit at ₹0.15/point
Methodology note: IDFC Reward Points are simple catalogue-based — small spread between best and worst redemption rates.
Cards earning IDFC FIRST Reward Points
Latest trend: Stable. IDFC focuses on flat reward earn vs partner-program alchemy.