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Bank FD Interest Rates Comparison India 2026
InvestingPro comparison of fixed-deposit rates across 25 bank FDs. Find the best FD rate for your tenure.
Last updated: 6/2/2026, 11:10:39 AM
Data Points
| Item | Value | Change |
|---|---|---|
| Suryoday Small Finance Bank | 8.5% p.a. | |
| Ujjivan Small Finance Bank | 8.25% p.a. | |
| Bajaj Finance | 8.25% p.a. | |
| Shriram Finance | 8.21% p.a. | |
| Jana Small Finance Bank | 8% p.a. | |
| Unity Small Finance Bank | 8% p.a. | |
| AU Small Finance Bank | 8% p.a. | |
| Equitas Small Finance Bank | 8% p.a. | |
| Mahindra Finance | 7.95% p.a. | |
| RBL Bank | 7.5% p.a. | |
| India Post | 7.5% p.a. | |
| Yes Bank | 7.25% p.a. | |
| IDFC FIRST Bank | 7.25% p.a. | |
| Federal Bank | 7.1% p.a. | |
| Kotak Mahindra Bank | 7.1% p.a. | |
| State Bank of India | 7.1% p.a. | |
| Bank of Baroda | 7.05% p.a. | |
| Indian Bank | 7.05% p.a. | |
| Axis Bank | 7% p.a. | |
| HDFC Bank | 7% p.a. | |
| Punjab National Bank | 7% p.a. | |
| Canara Bank | 7% p.a. | |
| HDFC Bank | 7% p.a. | |
| ICICI Bank | 7% p.a. | |
| State Bank of India | 6.5% p.a. |
Key Insights
- 1Highest FD rate in our database: 8.50% p.a.
- 2Average FD rate across 25 products: 7.46% p.a.
- 3Small finance banks typically offer 0.5-1% higher rates than large banks
- 4Senior citizens get an additional 0.25-0.50% on most FDs
Methodology
Rates pulled live from InvestingPro's database of 25 fixed deposits, cross-checked against official bank sites. Shown for the general public; senior-citizen rates listed per row.