Repo rate · 2020

RBI repo rate in 2020

2 MPC decisions this year. Rate moved from 5.15% to 4.00% (-115 bps).

Year open
5.15%
Year close
4.00%
Net move
-115 bps

MPC decisions in 2020

  1. 22 May 2020
    4.00%-40 bps
    EMI impact (₹1L · 20y)
    ₹104 lower

    Pandemic-era emergency cut; held at this floor for ~24 months.

  2. 27 Mar 2020
    4.40%-75 bps
    EMI impact (₹1L · 20y)
    ₹195 lower

    First COVID-19 response cut.

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