Repo rate · 2025

RBI repo rate in 2025

3 MPC decisions this year. Rate moved from 6.50% to 5.50% (-100 bps).

Year open
6.50%
Year close
5.50%
Net move
-100 bps

MPC decisions in 2025

  1. 6 Jun 2025
    5.50%-50 bps
    EMI impact (₹1L · 20y)
    ₹130 lower

    Third consecutive cut in 2025; growth-supportive stance with inflation back inside RBI's 2-6% tolerance band.

  2. 9 Apr 2025
    6.00%-25 bps
    EMI impact (₹1L · 20y)
    ₹65 lower

    Second back-to-back cut. RBI signalled the start of a measured easing cycle.

  3. 7 Feb 2025
    6.25%-25 bps
    EMI impact (₹1L · 20y)
    ₹65 lower

    First cut after a 25-month hold. Inflation moderation + slowing GDP growth.

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