1 article tagged 401k.
The 2-3 year RNOR window after permanent return to India is the single most-leveraged tax-planning opportunity any NRI ever gets — and most NRIs walk through it unaware it exists. Foreign salary realised pre-Resident-conversion, US 401(k) distributions, RSU vesting, FCNR rollover, foreign property sale, foreign stock LTCG — all sheltered during RNOR. The 2026 calendar-driven playbook of what to time when, what to convert to RFC, and when the Black Money Act disclosure cliff arrives.