401k
2 articles tagged 401k.
NRI USA 2026: The Complete Cross-Border Money Playbook for 5 Million Indians
Five million Indians live in the United States — the single largest NRI corridor and the most regulated. Every dollar you earn touches three tax authorities (IRS, your US state, India) and two compliance regimes (FATCA + Indian Section 195). The 2026 master playbook: where to bank, how to invest around the PFIC trap, which states tax NRE interest, how 401(k) + IRA coordinate with Indian return planning, and the eight decisions that account for 90% of cross-border money waste.
RNOR Transition Tax Planning India 2026: The 2-3 Year Window Returning NRIs Mostly Waste
The 2-3 year RNOR window after permanent return to India is the single most-leveraged tax-planning opportunity any NRI ever gets — and most NRIs walk through it unaware it exists. Foreign salary realised pre-Resident-conversion, US 401(k) distributions, RSU vesting, FCNR rollover, foreign property sale, foreign stock LTCG — all sheltered during RNOR. The 2026 calendar-driven playbook of what to time when, what to convert to RFC, and when the Black Money Act disclosure cliff arrives.