Tag
CIBIL
3 articles tagged CIBIL.
loans
SMA and DPD on Your Credit Report (India 2026): What They Mean and How to Fix Them
DPD codes and SMA tags are the early-warning flags lenders place on your CIBIL report when payments slip. Here is how to read them and how to recover.
credit cards
Add-on Credit Cards in India (2026): How Supplementary Cards Work and Who Should Get One
An add-on credit card lets a family member spend on your account and your limit. Here's how the shared limit and billing work, who is liable, and whether it builds the holder's CIBIL.
credit cards
Credit Card Billing Cycle Explained: Due Dates, Interest, and the Minimum Payment Trap
Understand your credit card billing cycle in 5 minutes. Learn about the grace period, due date, interest calculation, and why paying minimum due costs you lakhs over time.
17 min read· InvestingPro Credit Desk