RBI
6 articles tagged RBI.
NRI Demat + PIS Account Opening India 2026: HDFC vs ICICI vs Kotak vs Vested vs IndMoney
Every NRI who wants to buy Indian listed shares on the secondary market needs a Portfolio Investment Scheme (PIS) account — RBI mandate, not optional. The 2026 master guide: PIS vs Non-PIS distinction, how to choose a Designated AD bank (one per NRI), HDFC vs ICICI vs Kotak vs Federal vs Axis PIS comparison, US-side platforms (Vested, IndMoney, Stockal), KYC documents, 10% per-company + 24% aggregate caps, and which scheme for which use case.
How to Check Your CIBIL Score for Free, Legally, in India (2026)
You're legally entitled to one free full CIBIL score and report a year — and RBI's 2026 shift to faster reporting makes checking it more valuable than before. Here's exactly how.
RBI's New Mis-Selling Refund Rules: How to Actually Claim Compensation From Your Bank (2026)
RBI has given mis-selling a legal definition for the first time and put a refund-and-compensation obligation on banks. Here's the real timeline behind the headlines, and the exact steps to file a complaint.
NRE vs NRO vs FCNR vs RFC India 2026: Which Account Type for Each Money Flow
Most NRIs default to "I have an NRE account" and stop there. The 2026 reality: NRE / NRO / FCNR / RFC are four different accounts solving four different problems — foreign-earnings landing, India-earnings collection, foreign-currency FD hedge, and the returning-NRI bridge. The complete 4-way comparator with tax, repatriation, joint-account rules, and which account each rupee belongs in.
How to Dispute an Unauthorised Credit Card Transaction in India (2026)
Under RBI's customer-protection framework, reporting an unauthorised credit card transaction within 3 working days can give you zero liability. Here is the exact 2026 playbook to recover your money.
Credit Card Cash Withdrawal Charges in India (2026): Why It's the Costliest Cash
A credit card cash advance stacks three costs — an upfront fee, interest from day one, and no rewards. Here's exactly what ₹10,000 in ATM cash really costs.