Banking
9 articles tagged Banking.
How to File an RBI Banking Ombudsman Complaint (India 2026)
A step-by-step 2026 guide to escalating a banking grievance to the RBI Integrated Ombudsman — the mandatory bank-first step, how to file free on cms.rbi.org.in, and what award to expect.
How to Cancel a NACH / e-Mandate Auto-Debit in India (2026)
Three safe ways to stop a recurring auto-debit in India — through your bank, the merchant, or your UPI app — plus the critical caveat that cancelling the debit does not cancel a loan you still owe.
How to Dispute an Unauthorised Credit Card Transaction in India (2026)
Under RBI's customer-protection framework, reporting an unauthorised credit card transaction within 3 working days can give you zero liability. Here is the exact 2026 playbook to recover your money.
Cheque Bounce in India (2026): Charges, Section 138 Consequences and What to Do
A cheque bounce is more than a banking inconvenience — under Section 138 of the Negotiable Instruments Act it can become a criminal matter. Here is how the charges, timeline and consequences work in India in 2026.
Cheque vs Demand Draft vs Banker's Cheque (India 2026): Which to Use When
A cheque can bounce; a demand draft and banker's cheque are prepaid and bank-guaranteed. Here is exactly which instrument to use, when, and why.
What Is a CKYC Number and How to Find Yours (India 2026)
Your CKYC number is a 14-digit identifier that stores your KYC once for use across banks, mutual funds and insurers. Here is what it is and how to find yours.
Best HDFC Credit Cards in India 2026: Compare All HDFC Cards by Use Case
HDFC Bank issues over 50 credit card variants in India. We've compared the 8 most-applied-for cards — from the ₹12,500 Infinia (premium, 5% reward rate) to the ₹0 Swiggy card (10% on Swiggy orders) — using real DB-sourced fees, reward rates, and minimum income thresholds. Find which HDFC card fits your spending pattern.
Best Savings Accounts in India 2026 — Interest Rates, Zero Balance, and How to Choose
Compare best savings accounts in India {{now.year}} — from AU SFB at 7% to SBI at 2.7%. Covers zero balance, tax benefits, and how to choose.
Best Savings Account Interest Rates 2026: Where to Park Your Emergency Fund
Rs 1 lakh in SBI savings account earns you Rs 2,700 per year. The same Rs 1 lakh in AU Small Finance Bank earns Rs 7,250. Same money, same safety, almost 3x the return. Here is a comprehensive comparison of savings account interest rates across 20+ Indian banks, tax implications, and how to structure your emergency fund for maximum returns.