Direct Vs Regular Expense Ratio

What's a Good Expense Ratio for a Mutual Fund in India? (2026 Benchmarks)

Expense ratio = the silent return killer. Index funds: ≤0.20% is great. Active equity funds: <1.0% direct, <1.5% regular. Here are the 2026 SEBI caps + benchmarks by fund type + the 14 cheapest funds available in India.