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Epf

6 articles tagged Epf.

EPS-95 Minimum Pension Hike to ₹7,500: Where It Stands in 2026
retirement

EPS-95 Minimum Pension Hike to ₹7,500: Where It Stands in 2026

EPS-95 minimum is still ₹1,000 since 2014. Pensioners demand ₹7,500. Govt's 2025 answer was UPS — but only for Central Govt. The honest status + what private-sector EPS members should do.

9 min read
retirement

EPF Higher Wage Option 2026: Status After SC 2022 + January 2026 Update

The 2022 SC judgement gave lakhs of EPF members a shot at a much bigger pension. Most missed it. Where it stands in 2026 + the January 2026 SC direction on the ₹15K ceiling.

10 min read
EPS-95 Pension Formula Explained 2026: How Your EPF Pension Is Actually Calculated
retirement

EPS-95 Pension Formula Explained 2026: How Your EPF Pension Is Actually Calculated

A worker with 35 yrs service and a ₹50K basic gets ₹7,500/month pension under EPS-95 — why? The formula, the ₹15K ceiling, the Higher Wage Option, and worked examples.

10 min read
retirement

Complete Retirement Planning India 2026: The 3-Pillar Playbook

Most Indian retirement plans fail by leaning on one pillar. The 3-pillar playbook that integrates EPF/NPS/UPS + PPF + equity SIPs into a plan that works at 30, 50 and 70.

11 min read
retirement

NPS vs APY vs EPF: Which Retirement Plan Is Best for You in 2026?

Compare NPS, Atal Pension Yojana and EPF for retirement in {{now.year}}: contributions, returns, taxation, withdrawal rules, and a worked example for a 30-year-old.

8 min read· InvestingPro Investment Desk
EPF Withdrawal Rules 2026: When You Can Withdraw, How Much, and Tax Impact
retirement

EPF Withdrawal Rules 2026: When You Can Withdraw, How Much, and Tax Impact

Complete EPF withdrawal guide covering partial withdrawal for home purchase, medical, education, full settlement rules, online claim process via EPFO portal, and tax implications under Section 80C.

14 min read· InvestingPro Investment Desk
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