Fema
2 articles tagged Fema.
NRO USD 1 Million Repatriation 2026: Form 15CA + 15CB Step-by-Step Online Process
Every NRI moving money out of NRO above ₹5 lakh per transaction must navigate Form 15CA + Form 15CB. The mechanics confuse even experienced bankers — Part A vs B vs C vs D selection, when 15CB is mandatory, what counts toward the USD 1 million annual cap, and what the lifetime 2-property repatriation rule actually covers. The 2026 step-by-step online process, the FEMA framework, and the seven scenarios where each Part applies.
NRE vs NRO vs FCNR vs RFC India 2026: Which Account Type for Each Money Flow
Most NRIs default to "I have an NRE account" and stop there. The 2026 reality: NRE / NRO / FCNR / RFC are four different accounts solving four different problems — foreign-earnings landing, India-earnings collection, foreign-currency FD hedge, and the returning-NRI bridge. The complete 4-way comparator with tax, repatriation, joint-account rules, and which account each rupee belongs in.