Tag
Fixed Income
2 articles tagged Fixed Income.
retirement
SCSS vs POMIS vs RBI Floating Rate Bond 2026: Senior Fixed Income Compared
A retired Indian with ₹1 crore of safe capital needs more than SCSS — the cap is ₹30L per person. SCSS + POMIS + RBI Floating Rate Bond together = ₹67K/month sovereign income.
10 min read

investing
RBI Floating Rate Savings Bond: Current Rate and How It Works (2026)
RBI's Floating Rate Savings Bond pays a rate that moves with the NSC every 6 months — currently 8.05%. Here's exactly how the rate is set, the 7-year tenure, and the premature-withdrawal rules that only apply to seniors.