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Loan-to-Value (LTV) Ratio Explained (India 2026): RBI Caps and Why It Matters
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Loan-to-Value (LTV) Ratio Explained (India 2026): RBI Caps and Why It Matters

The LTV ratio decides how much you borrow versus how much you pay upfront. Here is how RBI caps it for home loans, gold loans, and loans against shares in 2026.

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