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Home Loan
3 articles tagged Home Loan.
loans
Loan-to-Value (LTV) Ratio Explained (India 2026): RBI Caps and Why It Matters
The LTV ratio decides how much you borrow versus how much you pay upfront. Here is how RBI caps it for home loans, gold loans, and loans against shares in 2026.
loans
Co-Applicant vs Guarantor in a Loan (India 2026): Who Is Liable for What
A co-applicant is a joint borrower liable from day one; a guarantor only pays if you default. Here is exactly who carries what risk in an Indian loan.
loans
Home Loan EMI Calculator: How Much House Can You Really Afford?
Calculate your home loan EMI, total interest, and real affordability. Understand MCLR vs repo rate, hidden costs banks skip, and prepayment strategies that save lakhs.
14 min read· InvestingPro Lending Desk