Life Insurance
6 articles tagged Life Insurance.
Life Insurance Maturity Tax India 2026: Section 10(10D) and 194DA Explained
"Tax-free maturity" is no longer automatic. The Section 10(10D) + 194DA rules in 2026 — premium-to-SA test, ULIP ₹2.5L rule, traditional plan ₹5L rule, with worked examples.
GST on Insurance Premium in India 2026: The 18% You No Longer Pay
Your insurance premium is 18% lower since 22 September 2025 — the GST Council exempted individual health and life. The full 2026 picture, what changed, and what still attracts GST.
Term Insurance for a Housewife or Homemaker in India (2026): Eligibility, Cover and Why It Matters
Term insurance for a homemaker recognises the real economic value of unpaid household work. Here is who qualifies in 2026, how much cover is offered, and how to buy it.
Grace Period and Policy Revival in Life Insurance (India 2026)
A clear, reassuring guide to life insurance grace periods, what happens when a policy lapses, and how to revive a lapsed policy under IRDAI rules in 2026.
How to File a Term Insurance Claim in India: A Nominee's Guide (2026)
A term payout arrives at the hardest moment, so the process is meant to be simple. How a nominee files the claim, documents needed, timelines and Section 45 protection.
Term Insurance vs Endowment Plan: Which One Should You Actually Buy?
Term insurance costs ₹12,000/year for ₹1 crore cover. Endowment costs ₹5 lakh/year for the same. We break down the math with the BTID strategy so you can decide which one to actually buy.