Minimum Cibil Score Credit Card

What's the Minimum CIBIL Score for a Credit Card in India? Bank-by-Bank Cutoffs (2026)

Indian banks set CIBIL cutoffs differently. HDFC entry: 700. ICICI Coral: 720. Premium Axis Reserve: 800. Here are real 2026 cutoffs for 12 banks + the FD-backed path for sub-650 CIBIL.