Nre

NRE vs NRO vs FCNR vs RFC India 2026: Which Account Type for Each Money Flow

Most NRIs default to "I have an NRE account" and stop there. The 2026 reality: NRE / NRO / FCNR / RFC are four different accounts solving four different problems — foreign-earnings landing, India-earnings collection, foreign-currency FD hedge, and the returning-NRI bridge. The complete 4-way comparator with tax, repatriation, joint-account rules, and which account each rupee belongs in.