Pension
8 articles tagged Pension.
Family Pension After Death of Pensioner India 2026: Govt + EPS + Private Annuity Claims
Family pension rules differ across govt, EPS-95 and private annuity — and families lose money by not knowing what they're entitled to. The honest 2026 claim guide for each.
UPS vs OPS vs NPS Lifetime Pension Comparison 2026: Worked Examples by Grade
Worked examples comparing UPS, OPS and NPS lifetime pension for three grade-pay levels over a 20-year retirement — the differences run to ₹30 lakh to ₹2 crore.
EPS-95 Minimum Pension Hike to ₹7,500: Where It Stands in 2026
EPS-95 minimum is still ₹1,000 since 2014. Pensioners demand ₹7,500. Govt's 2025 answer was UPS — but only for Central Govt. The honest status + what private-sector EPS members should do.
EPS-95 Pension Formula Explained 2026: How Your EPF Pension Is Actually Calculated
A worker with 35 yrs service and a ₹50K basic gets ₹7,500/month pension under EPS-95 — why? The formula, the ₹15K ceiling, the Higher Wage Option, and worked examples.
Complete Retirement Planning India 2026: The 3-Pillar Playbook
Most Indian retirement plans fail by leaning on one pillar. The 3-pillar playbook that integrates EPF/NPS/UPS + PPF + equity SIPs into a plan that works at 30, 50 and 70.
OPS vs NPS vs UPS 2026: The Government Employee Decision Matrix
India has three coexisting government pension systems — OPS, NPS and the new UPS. Which applies to you, what each pays, and how to choose if you have the option.
Unified Pension Scheme (UPS) 2026: Rules, 50% Guarantee, Eligibility, Worked Examples
UPS went live 1 April 2025 for Central Govt employees and the migration window closed 30 Nov 2025. The complete 2026 guide — 50% guarantee, eligibility, vs NPS, what to do now.
NPS (National Pension System) Guide 2026 — Tax Benefits, Returns, and Should You Invest?
Complete NPS guide for Indian investors — tax benefits up to ₹2L, 12-14% equity returns, fund manager comparison, and exit rules explained.