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Personal Finance
7 articles tagged Personal Finance.
mutual funds
SIP vs RD: Where Should You Park Your ₹10,000 Monthly in {{now.year}}? A Comprehensive Indian Guide
As we navigate the dynamic financial landscape of India, making informed investment decisions is paramount to achieving your monetary goals. For many aspiring i
14 min read· InvestingPro Investment Desk
personal finance
How to Build an Emergency Fund in India — Complete Guide ({{now.year}})
An emergency fund is 3-6 months of essential expenses kept liquid. For a family spending ₹50,000/month, that means ₹1.5 to ₹3 lakh. This guide shows exactly how to build yours — with income-based examples and where to park the money.
12 min read· InvestingPro Editorial Team
banking
Best Savings Account Interest Rates {{now.year}}: Where to Park Your Emergency Fund
Rs 1 lakh in SBI savings account earns you Rs 2,700 per year. The same Rs 1 lakh in AU Small Finance Bank earns Rs 7,250. Same money, same safety, almost 3x the return. Here is a comprehensive comparison of savings account interest rates across 20+ Indian banks, tax implications, and how to structure your emergency fund for maximum returns.
14 min read· InvestingPro Banking Desk
insurance
How to Choose Health Insurance in India: The No-BS Guide for {{now.year}}
Health insurance in India demystified. Cashless vs reimbursement, room rent limits, co-payment, waiting periods, and how to compare plans without losing your mind.
16 min read· InvestingPro Insurance Desk
mutual funds
Direct vs Regular Mutual Fund: The 1% That Costs You Lakhs
Two investors start a Rs 10,000 SIP in the same fund on the same day. After 20 years, one has Rs 15 lakh more. The only difference? Direct vs Regular plan. Here is the full math.
14 min read· InvestingPro Investment Desk
credit cards
Credit Card Billing Cycle Explained: Due Dates, Interest, and the Minimum Payment Trap
Understand your credit card billing cycle in 5 minutes. Learn about the grace period, due date, interest calculation, and why paying minimum due costs you lakhs over time.
17 min read· InvestingPro Credit Desk
insurance
Term Insurance vs Endowment Plan: Which One Should You Actually Buy?
Term insurance costs ₹12,000/year for ₹1 crore cover. Endowment costs ₹5 lakh/year for the same. We break down the math with the BTID strategy so you can decide which one to actually buy.
14 min read· InvestingPro Insurance Desk