Tag
Personal Loan
3 articles tagged Personal Loan.
loans
Co-Applicant vs Guarantor in a Loan (India 2026): Who Is Liable for What
A co-applicant is a joint borrower liable from day one; a guarantor only pays if you default. Here is exactly who carries what risk in an Indian loan.
loans
Personal Loan Foreclosure & Prepayment Charges (India 2026): RBI Rules Explained
RBI bars prepayment penalties on floating-rate loans to individuals — but most personal loans are fixed-rate, where 2-5% + GST foreclosure fees still apply. Here's how to decide whether closing early is worth it.
loans
Loan Against Mutual Funds vs Personal Loan (India 2026): Which Is Actually Cheaper?
Need ₹2–10 lakh without selling your investments? A loan against mutual funds (LAMF) charges ~9–12% and lets you stay invested, while a personal loan costs ~11–24% but needs no assets. Here is the full 2026 comparison — rates, limits, taxes and the margin-call risk.