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Prepayment

2 articles tagged Prepayment.

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Personal Loan Foreclosure & Prepayment Charges (India 2026): RBI Rules Explained

RBI bars prepayment penalties on floating-rate loans to individuals — but most personal loans are fixed-rate, where 2-5% + GST foreclosure fees still apply. Here's how to decide whether closing early is worth it.

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Home Loan EMI Calculator: How Much House Can You Really Afford?

Calculate your home loan EMI, total interest, and real affordability. Understand MCLR vs repo rate, hidden costs banks skip, and prepayment strategies that save lakhs.

14 min read· InvestingPro Lending Desk
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Prepayment — 2 articles | InvestingPro India