Rbi
2 articles tagged Rbi.
NRI Demat + PIS Account Opening India 2026: HDFC vs ICICI vs Kotak vs Vested vs IndMoney
Every NRI who wants to buy Indian listed shares on the secondary market needs a Portfolio Investment Scheme (PIS) account — RBI mandate, not optional. The 2026 master guide: PIS vs Non-PIS distinction, how to choose a Designated AD bank (one per NRI), HDFC vs ICICI vs Kotak vs Federal vs Axis PIS comparison, US-side platforms (Vested, IndMoney, Stockal), KYC documents, 10% per-company + 24% aggregate caps, and which scheme for which use case.
NRE vs NRO vs FCNR vs RFC India 2026: Which Account Type for Each Money Flow
Most NRIs default to "I have an NRE account" and stop there. The 2026 reality: NRE / NRO / FCNR / RFC are four different accounts solving four different problems — foreign-earnings landing, India-earnings collection, foreign-currency FD hedge, and the returning-NRI bridge. The complete 4-way comparator with tax, repatriation, joint-account rules, and which account each rupee belongs in.