Systematic Transfer Plan

STP (Systematic Transfer Plan) {{now.year}}: Move a Lumpsum Into Equity Gradually — and the Tax Catch

Got a lumpsum and nervous about putting it all into equity at one market level? An STP parks it in a low-risk fund and drip-feeds it into equity automatically. Here is how it works, the three types, the tax catch on every transfer, and when STP beats both a one-shot lumpsum and a plain SIP.