Tax Planning
2 articles tagged Tax Planning.
NRI HUF Planning India 2026: Karta Residency, Separate Tax Slab, Partition, Returning Restructure
The Hindu Undivided Family is one of the most underused tax structures for Indian families with cross-border members. An HUF has its own PAN, its own basic exemption, and its own tax slab — effectively doubling the family tax-shelter when used correctly. NRI karta can keep HUF as Resident HUF for tax purposes by retaining control in India. The 2026 master playbook: residency tests for HUF, asset-holding rules, taxation of HUF income, partition framework, and how NRI return planning interacts with HUF status.
RNOR Transition Tax Planning India 2026: The 2-3 Year Window Returning NRIs Mostly Waste
The 2-3 year RNOR window after permanent return to India is the single most-leveraged tax-planning opportunity any NRI ever gets — and most NRIs walk through it unaware it exists. Foreign salary realised pre-Resident-conversion, US 401(k) distributions, RSU vesting, FCNR rollover, foreign property sale, foreign stock LTCG — all sheltered during RNOR. The 2026 calendar-driven playbook of what to time when, what to convert to RFC, and when the Black Money Act disclosure cliff arrives.