Travel

TCS on Overseas Tour Package India 2026: The 5% / 20% Cliff + What Counts as a Package

The most-confused TCS bucket on the Indian outbound traveller. Book Bali via MakeMyTrip and pay 20% TCS above ₹7 lakh; book the same Bali trip as separate flights + hotel + activities and pay zero. The 2026 plain-English guide to what counts as an overseas tour package, the 5% vs 20% threshold mechanics, who pays TCS at what stage, and how to reclaim it via ITR refund.