Ulip
3 articles tagged Ulip.
NRI ULIP India 2026: The Feb 2021 ₹2.5 Lakh Cliff, NRE vs NRO Premium, Repatriation Rules
Insurance agents still pitch ULIP to NRIs as the "tax-free wrapper." The Feb 2021 amendment quietly killed Section 10(10D) exemption for ULIPs with annual premium above ₹2.5 lakh — the high-ticket product the agents prefer to sell. The honest 2026 NRI ULIP math, why the premium-from-NRE-vs-NRO choice matters, the repatriation rules on maturity payout, and when ULIP genuinely beats term + mutual fund for an NRI.
Life Insurance Maturity Tax India 2026: Section 10(10D) and 194DA Explained
"Tax-free maturity" is no longer automatic. The Section 10(10D) + 194DA rules in 2026 — premium-to-SA test, ULIP ₹2.5L rule, traditional plan ₹5L rule, with worked examples.
ULIP vs Term + Mutual Fund: The Honest 30-Year Math (2026)
Buy a ULIP, or term + mutual fund? The honest 30-year math is decisive — with one nuance most articles miss. The full 2026 picture, charges, tax and worked corpus.