Unclaimed Deposits

Dormant or Inactive Bank Account {{now.year}}: RBI Rules, How to Reactivate & Find Unclaimed Money (UDGAM)

Stopped using an old salary or savings account? After two years of no activity the bank freezes it as inoperative, and after ten years the money moves to an RBI fund. None of it is lost. Here is how accounts go dormant, how to reactivate one, and how to trace forgotten money on the RBI UDGAM portal.