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Calculate returns for all 8 post office savings schemes — PPF, SSY, SCSS, NSC, KVP, MIS, TD, and RD. Compare interest rates, tax benefits, and maturity values. Government-guaranteed, zero-risk investments.
Maturity Value
Invested
₹22.50 L
Interest Earned
₹18.18 L
Tenure
15 Years
Tax Status
Tax-Free (EEE)
15 year, EEE tax, sovereign guarantee
Maturity Value
Invested
₹22.50 L
Interest Earned
₹18.18 L
Tenure
15 Years
Tax Status
Tax-Free (EEE)
Public Provident Fund: ₹22.50 L invest → ₹40.68 L maturity (15 years at 7.1%). Total interest: ₹18.18 L.
Public Provident Fund tax-free hai (EEE status) — maturity amount pe koi tax nahi! Post-tax effective return: 7.1% vs bank FD effective ~5% (after 30% tax).
Section 80C benefit available — ₹1.5L tak deduction. Old Regime mein ₹6.75 L tax saved over 15 years.
Rule of 72: 7.1% pe paisa 10.1 saal mein double hota hai. Sovereign guarantee — zero risk.
7.1% for 15Y
₹40.68 L
Tax-free (EEE)
8.2% for 5Y
₹9.56 L
Taxable
7.7% for 5Y
₹9.42 L
Taxable
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